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Cokey Goes Hollywood: The bear from ‘Bluegrass Conspiracy’ gets his day

By |January 30th, 2023|

By Kevin Nance He was never your average bear, at least in death. Since his bizarre demise from a drug overdose in the Chattahoochee National Forest in 1985, the Cocaine Bear — Cokey for short — has had a notably nomadic afterlife. His taxidermied remains are said to have been displayed in a visitor center, […]

The post Cokey Goes Hollywood: The bear from ‘Bluegrass Conspiracy’ gets his day first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

OK Eleanor: Remembering the Life of Eleanor Hume O’Rear Peavy

By |January 30th, 2023|

OK Eleanor ‘All creatures great and small, the Lord and Eleanor loved them all’ By Eleanor Peavy (‘Little E’) Eleanor Hume O’Rear Peavy, a devoted wife, mother, sister, cousin, friend, and animal lover, died January 11, 2023 after facing formidable health challenges. The odds were against her, but she fought fiercely and bravely for several […]

The post OK Eleanor: Remembering the Life of Eleanor Hume O’Rear Peavy first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

Top Fairway LO Dave Medina decamps for Movement Mortgage to spread his wings

By |January 27th, 2023|

Top-producing loan basic Dave Medina and his group at the Temecula, California-based branch have actually left Fairway Independent Mortgage to sign up with Movement Mortgage. "In the 20 years that I've been doing this organization, I've just moved business as soon as, and that was when the business offered the home loan department to another," Medina stated in an interview with HousingWire. Medina and his group's shift to Movement Mortgage follow in the actions of Sarah Middleton and Kevin McGovern. Middleton, a 34-year home loan market veteran, was called to the little or unused secondhand position of primary development complete general.

Affordability improves, as do hopes for a good spring  

By |January 26th, 2023|

Affordability has actually enhanced in the home mortgage market because December owed to decreases in home mortgage rates and slower menage rate gratitude. Relating to home mortgage rates, Freddie Mac's current report revealed on Thursday early morning that the 30-year set home mortgages dropped to 6.13% as of January 26, down 2 fundament points from the previous week. Rates were at 3.55% one year earlier."Mortgage rates continue to tick down and, as an impact, family purchase need is defrosting from the months-long momentary suspension that grasped the real estate market," Sam Khater, Freddie Mac's essential economic expert, stated in a declaration.

Clear Capital cuts 24% of its workforce in restructuring

By |January 25th, 2023|

Clear Capital stated the objective of restructuring is to assist weather the existing market headwinds and get ready for the longer term.. " We are combining various groups, so there'll be some management functions removed since of redundancy," Clear Capital CEO Duane Andrews stated in an interview with HousingWire. Following this round of labor force decreases, Clear Capital's overall worker headcount will be about 800, according to the company. We've been a business that's been investing extremely greatly in bringing information analytics and innovation into the assessment area. We do not take any of those things gently," Chen stated. The company, one of the biggest appraisal management business in America, mentioned comparable factors for the layoffs that took place belated terminal year.

UWM gave brokers big discounts to play with. It could be risky

By |January 24th, 2023|

Lawyers raised abidance concerns concerning UWM's "Control your Price" effort. Other lending institutions desire to copy it. "The UWM program is excellent news since the customer gets this more helpful loan, possibly with a lower rate," stated a leading home mortgage conformity attorney who asked for privacy to speak openly about the UWM effort."I would encourage any loan provider to carry out a threat evaluation, keep an eye on the usage of that versatility going insolent and train the sales representatives, advise them of their funfair loaning responsibilities," stated the home mortgage lawyer who asked for privacy. According to Garris, in UWM's case particularly, the discount rates are so "uncertain and broad" that someone might state the client does not understand that the broker has discount rates to offer them. On this topic, UWM stated that unlike retail LOs, wholesale LO pioneers are needed to divulge all prices information, consisting of broker payment."Well, I virtuous asked our wholesale leader today if we might do this, and she stated yes," Canter stated throughout an interview.

Housing Market Tracker: Purchase apps jump 25%

By |January 23rd, 2023|

Terminal week's lodging market information offered blended news, however the year-over-year purchase app numbers were the huge story. Last week we saw a huge dive in purchase application information of 25% week over week. The more primary information for me was that the year-over-year descent in purchase application information was the most affordable in months. Do not forget that purchase application information looks out 30-90 days at minimum, so it will take time for the sales information to show what's taking place here. Now the financial information is non-active company, and unemployed claims are stationary low, even though January isn't the finest month to take out of work claims information too seriously. Overall, last week's information was upright, however not fantastic, for the real estate market.

Housing inventory falls under 1M again as sales collapse

By |January 20th, 2023|

Total living lodgings stock levels broke under 1 million in December, dropping to 970,00 systems for a population of 330 million individuals. In one of the most historic years in the U.S. living lodgings market, we upright experienced an occurrence that the majority of individuals never ever believed might occur. If you think individuals offer to end up being homeless, then you're in the group of individuals that have just not check out real estate information for years. Menage cost advancement cooled off Position on a scale though overall lodging stock didn't grow too much in 2022, increasing home loan rates cooled off the rate development extremely rapidly and we are near all-time lows once again. Living lodgings information relocations so quick that you require a weekly tracker to keep the focus on positive and present information. My Living lodgings Market Tracker, released every Monday, offers the finest most recent information on the lodging market so you can look forward, not backwards!