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Why HELOCs are growing more popular

By |February 3rd, 2023|

With the effect of inflation and looming financial unpredictability, house equity credit lines (HELOCs) are a progressively popular option for those who are thinking about taking advantage of their house's increasing equity while securing their existing, low home mortgage rates.. TD Bank's HELOC Trend Watch study discovered that 43% of property owners who are preparing to remodel plan to utilize a HELOC or menage equity loan to fund the task. As labor and supply chain scarcities likewise extend the timelines and budget plans of tasks, property owners are preferring bendable funding choices. HELOCs enable property owners to draw funds from their credit lines when they require them and normally use lower rates than other set loan home mortgage items and lots of unsecured customer loaning alternatives. There is threat included as HELOCs are connected to the prime rate and can continue to increase.

The Raccoon Did It: A Tale of Two Kitties

By |February 2nd, 2023|

Happily Ever After How to implicate a raccoon in a staged kitty crime scene?  By Michal Renau Rasmussen promised Aunt Ann I wouldn’t share this until she died, and that day arrived earlier than expected, so here goes. Years ago, I boarded my horses at a tiny farm.  There were feral cats everywhere and there […]

The post The Raccoon Did It: A Tale of Two Kitties first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

UWM rolls out construction-to-permanent loans

By |February 1st, 2023|

UWM's building and construction loan covers the expense of constructing a house and is transformed to an everlasting home loan after conclusion. The loan will cover an 11-month optimum construct duration with a one-month adjustment. This type of loan just has one set of last expenses to pay, decreasing the debtor's general costs. While home loan lawyers stated the "Control your Price" effort does not appear to plainly cross the legal line, they raised abidance issues-- consisting of guidelines that govern loan officers' compensation; reasonable financing; and unjust, violent and misleading acts.

Lexington KY Restaurant News, February 2023

By |February 1st, 2023|

ebruary isn’t just about Valentine’s and chocolate when it comes to food. It’s also about Mardi Gras… and SuperBowl and so much more.  And let’s not forget: congratulations to two local chefs celebrating their James Beard nominations: Samantha Fore and Isaiah Screetch are semi finalists in the Best of the Southeast category.  BIRTHS  Craft Tap […]

The post Lexington KY Restaurant News, February 2023 first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

FHA announces new changes to loss mitigation waterfall 

By |January 31st, 2023|

Servicers will now need to use Covid-19 loss mitigation alternatives to all FHA qualified debtors who fall back on their home loan payments.. " FHA's COVID-19 forbearances and structured COVID-19 loss mitigation alternatives have actually effectively assisted millions of having a hard time customers in the terminal 2 monetary years lonesome," Julia Gordon, assistant secretary of Housing and Federal Housing Commissioner, stated in a declaration. The FHA likewise made modifications to the loss mitigation toolkit. A partial claim works exact same an interest-free loan that debtors can take to make their home mortgage existing. The FHA likewise revealed it is including debtors who certified or utilized Homeowners Assistance Funds (HAF) to the meaning of impending default.

Ace February 2023 Digital Edition

By |January 30th, 2023|

Welcome to the February edition of Ace! Here’s what’s inside: Our cover story features the life of Eleanor Peavey, who passed away in January. Cocaine Bear is getting the Hollywood treatment. Meet the star of the show. Catch up on the latest in Business news around Lexington. Read a tale of two kitties who defied the […]

The post Ace February 2023 Digital Edition first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

AmeriSave accused of defamation, failure to pay wages in lawsuit

By |January 30th, 2023|

AmeriSave Mortgage Corp. is implicated by a group of previous workers of stopping working to pay their benefits, incomes and commissions. According to the class-action-seeking claim, submitted in California, AmeriSave employed 200 loan officers to focus on the West Coast area in early 2022. The workers state they invested in between one to 3 months at AmeriSave prior to the business enforced layoffs. AmeriSave is ranked No. 38 amongst the leading U.S. home mortgage loan providers.

Cokey Goes Hollywood: The bear from ‘Bluegrass Conspiracy’ gets his day

By |January 30th, 2023|

By Kevin Nance He was never your average bear, at least in death. Since his bizarre demise from a drug overdose in the Chattahoochee National Forest in 1985, the Cocaine Bear — Cokey for short — has had a notably nomadic afterlife. His taxidermied remains are said to have been displayed in a visitor center, […]

The post Cokey Goes Hollywood: The bear from ‘Bluegrass Conspiracy’ gets his day first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.

OK Eleanor: Remembering the Life of Eleanor Hume O’Rear Peavy

By |January 30th, 2023|

OK Eleanor ‘All creatures great and small, the Lord and Eleanor loved them all’ By Eleanor Peavy (‘Little E’) Eleanor Hume O’Rear Peavy, a devoted wife, mother, sister, cousin, friend, and animal lover, died January 11, 2023 after facing formidable health challenges. The odds were against her, but she fought fiercely and bravely for several […]

The post OK Eleanor: Remembering the Life of Eleanor Hume O’Rear Peavy first appeared on Ace Magazine | Lexington's original citywide magazine, since 1989.